Settings
Tune household assumptions, inflation, tax posture, and simulation horizon so every scenario starts from the right operating frame.
Appearance
Theme
Dark is the default. Light mode uses the same tokens remapped for a bright palette; System follows your OS.
Household
Household members and filing
People, filing status, and per-member birth dates now live on the Household page.
Manage household
Add or remove people, set the primary person, and configure filing units.
Residence
Default state and city
The scenario-level default residence. Per-person overrides live on the Household page.
Simulation
Timeframe and model horizon
Control the date range that every scenario is solved across.
Auto-advanced to Jan 1 of the current year. Switch to Fixed to pin a specific date.
Taxes
Tax assumptions and overrides
Override the bundled policy defaults only where you want the model to diverge from baseline law.
Annual cap on state and local tax deductions. Current modeled default is 40,400 for married jointly. Above AGI of 500,000, the cap phases down by 30% of the excess, but not below 10,000. Set to 0 for no cap.
After-Tax
Liquidation and withdrawal assumptions
These rates inform how gross balances convert into spendable value when you switch into after-tax views.
Estimated effective tax rate on traditional account withdrawals. Used for after-tax net worth comparisons.
Estimated long-term capital gains rate for brokerage account after-tax valuation.
Inflation
Category-specific inflation rates
Override broad CPI when a spending category deserves a more opinionated long-term path.